Charlotte Allen's fed up with guidance offered by the "spend-more crowd," who decry inexpensive consumer goods and advocate for local food. In a piece for the Los Angeles Times, she calls out the "spending enthusiasts" for sending the wrong message in a down economy.» E-Mail This     » Add to Del.icio.us Read more about Op-Ed: Hands ...

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For years it was a staple of department stores that allowed cash-strapped customers to reserve merchandise and pay it off later. But layaway largely faded away by the 1990s, replaced by the convenience of credit cards. Now, it's staging a comeback.» E-Mail This     » Add to Del.icio.us Read more about Amid Credit Crunch, Retailers Bring Back ...

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Cash really is trash. The average taxable money-market fund yields 0.08 percent. The yield of the average tax-free money fund is 0.12 percent. Even a one-year bank certificate of deposit will, on average, pay you less than 1.8 percent, according to Bankrate.com. Read more about Even 'Safe Money' Can Be Parked in Short-Term Bonds...

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Parents and kids across the country are wrapping up their back-to-school shopping. Many are using credit cards to buy their backpacks, book covers and calculators. But some are turning to an old-fashioned payment plan that's made a comeback: layaway.» E-Mail This     » Add to Del.icio.us Read more about Down Economy Propels Return Of Layaway...

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